---name: pluggy-open-financedescription: Best practices for Open Finance data retrieval and management. Use when working with accounts, transactions, investments, loans, or identity data.license: MITmetadata: author: pluggyversion: 1.0.0---

Pluggy Open Finance

Comprehensive guide for retrieving and managing Open Finance data through Pluggy. Contains rules across 5 categories, prioritized by impact.

When to Apply

Reference these guidelines when:

• Selecting appropriate connectors for financial institutions
• Retrieving account balances and details
• Fetching and processing transactions
• Accessing investment portfolios and holdings
• Retrieving loan information
• Fetching user identity data
• Implementing data synchronization strategies

Rule Categories by Priority

Priority	Category	Impact	Prefix
1	Connectors	CRITICAL	connector-
2	Sync Strategy	HIGH	sync-
3	Data Retrieval	HIGH	data-
4	Transactions	HIGH	transaction-
5	Accounts	MEDIUM	account-

How to Use

Read individual rule files for detailed explanations and code examples:

rules/connector-selection.md
rules/data-pagination.md
rules/transaction-enrichment.md

Each rule file contains:

• Brief explanation of why it matters
• Incorrect code example with explanation
• Correct code example with explanation
• Additional context and references
• Pluggy-specific notes

Data Products Available

Product	Endpoint	Description
Accounts	/accounts	Bank accounts, balances
Transactions	/transactions	Account movements
Investments	/investments	Portfolios, holdings
Identity	/identity	User personal data
Loans	/loans	Loan details, payments
Credit Cards	/bills	Credit card bills

Full Compiled Document

For the complete guide with all rules expanded: AGENTS.md